The fine print

Disclosures & terms

How this site earns money, whose opinions these are, and the ground rules for using what you read here.

Advertiser disclosure

Prescription for Points is an independent, advertising-supported website. This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation does not impact how or where products appear on this site. This site does not include all financial companies or all available financial offers. Reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any other entity.

As an Amazon Affiliate, we earn from qualifying purchases.

Editorial note

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

This is education, not financial advice

I am a pharmacist and a points enthusiast, not a financial advisor, accountant or attorney. Everything on this site is shared for general information and education, based on my own family’s experience. It is not personal financial advice, and it may not be right for your situation.

Credit card rewards only make sense if you pay your balance in full and on time every month. If you carry a balance, the interest will cost more than any points are worth. Please make decisions about credit with your own circumstances in mind.

Offers change

Card offers, welcome bonuses, annual fees, portal rates and award prices change often and without notice. I do my best to keep things current, but always confirm the details with the card issuer, airline, hotel or retailer before you apply or buy. Approval for any card is decided by the issuer, never by me.

No guaranteed results

The savings and trips I share are my family’s real results. Yours will depend on your spending, your credit, the offers available to you and how you redeem. I can’t promise any particular outcome, and I won’t pretend this is for everyone.

Terms of use

  • Using this site. By using this site you agree to these terms and to the privacy policy. If you don’t agree, please don’t use the site.
  • My content. The words, photos and videos here are mine unless stated otherwise. You’re welcome to share a link or a short quote with credit. Please don’t copy or republish whole posts, photos or guides without asking first.
  • Other websites. I link to other sites for your convenience. I don’t control them and am not responsible for their content, offers or practices.
  • As is. This site is provided as is, without warranties of any kind. To the extent the law allows, I am not liable for any loss arising from your use of the site or your reliance on anything published here.
  • Changes. I may update these terms from time to time. The date at the top of this page shows the latest version.

Questions

If anything here is unclear, email me at hello@prescriptionforpoints.com.

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